What is CIC? CIC stands for Credit Information Center, also known as Credit Information Center. CIC is an organization of the State Bank of Vietnam. This organization has the function of receiving, storing, analyzing, processing a

A digital banking platform is like an iceberg, shining visibly above the surface but with the bulk of it hidden under water. And if you just pay attention to the obviously visible part above the surface, your banking ship can run

The easiest way to protect your hard-earned cash is to keep it in a safe place. A bank is one of the most secure places for your money because it’s the bank’s job to keep it safe. It will give you peace of mind knowing where your

Credit cards provide security, convenience, and even rewards based on spending. However, if cardholders don’t manage their cards carefully, they may find themselves facing unwanted consequences like a poor credit score or hidden

When you apply for credit, lenders determine your credit risk by examining your credit score. This is based on your payment history, the amount of money you owe, the length of your credit history and the number of recently opened

Understanding what credit is and how your credit score can be improved is a crucial step toward reaching your financial goals. Your credit score is a measure of factors that may affect your ability to repay credit.

When dealing with debt, it's important to recognize that there are various types and they won't always result in the same outcome. For example, going into debt for school or business purposes or taking out a loan for real estate

Take a minute to think about your habits – do you delete spam emails? Do you keep your Social Security Number in a secure place? What about your statements and receipts – do you shred them before throwing them away?

Travel can make you especially vulnerable to identity theft. Regardless of where you’re visiting, you’ll likely be carrying more valuables with you than usual. It’s crucial to prepare ahead of time and do what you can to prevent

Banks are for-profit public companies owned by government and private shareholders who have purchased company stock. Compared with credit unions, your access to banks is generally greater and you have a wider range of services as

You may have received a prepaid card before as a gift. Unlike debit cards, prepaid cards are not tied to a bank account. When you make a purchase with a prepaid card, the amount is subtracted from the balance of the card. Here’s w

Technology is evolving faster than ever, and as banking and money management becomes increasingly electronic, it’s important to understand new capabilities — not only for convenience, but also for security. Electronic banking,

As online and mobile banking has become the primary banking interaction channels for many consumers, banks must increasingly invest their efforts and resources into keeping up with the latest trends in digital technologies,

ATMs are a great convenience, but there are those rare occasions when an ATM will swallow your card. But this isn’t a reason to worry. Your ATM card can be returned quickly with your account funds remaining intact if the right pre

The beginning of the year is the time when new plans and goals are set. Have you thought about investing your savings to generate a profit? If yes, we hope that the following tips and advice from us will help you choose a suitable

Bank is currently one of the leading banks that allow our customers to open term deposits right on their couch with attractive rates and flexible rates. Additionally, to help customers maximize their interest earning

In addition to the range of financial services and products offered, security is one of the top criteria that people consider upon choosing a bank. This is because neither of us would want to open an account at a bank

Have you ever met any credit cardholder who shares that they are afraid of owning a credit card due to several different reasons? What are the most common fears people usually have when owning a credit card? Most of these fears ar

Your savings amount will entirely depend on your financial capability and your monthly income. However, to make sure you effectively save a certain amount of money every month, you can apply the following formula for your monthly

Saving money can be challenging for anyone. However, hopefully the reasons above will motivate you to start building your own saving habits. To improve the efficiency of saving, you can try out different saving methods depending

Saving money is one of the common modern financial activities in today’s word. Compared to several traditional forms of saving such as piggy bank, saving money in a safe, opening a savings book, etc., there has been a new smart

The first step is to create a budget by examining your income and expenses to determine exactly how much money you have coming in and how you’re spending it. Once you've got a clear understanding of your current budget, the challe

Start by setting your money goals and work towards achieving them with a plan in mind. A personal budget is a plan that helps you put the money you’ve earned towards savings.

If you have a Bank account, you should put your savings into a Term Deposit instead of keeping it in your Spend Account. With only a few swipes and taps, you can own a savings account with an attractive set of interest rates –

Vacations should be a relaxing and rejuvenating experience. But surprises, especially those tied to your finances or lose your belongings can derail the fun. Here are 6 travel tips to get you started.

Built on the foundation of internet and information technology, digital banks handle and record transactions more quickly and accurately. All activities that arise from the process of a transaction being made would be handled quic

Our Bank app and feature can also help you to plan your personal budget and manage your financial situation. With Bank you can set up your budget and activate the automatic recurring contribution feature to have money autom

For your consideration, Bank is currently offering a Bank MasterCard Credit card with flexible installment plans at 1% interest, along with many other attractive special offers and incentives. Find out more information here

You do not have to search hard, I have compiled all of the 101 best English sentences about life in this article.

An emergency fund is money that you have saved to help you cover unexpected costs that come with everyday life. This could be a medical emergency or home repair. Many of these costs cannot be predicted, but nearly everyone will

It’s a good idea to evaluate your finances periodically, especially if you’re planning a major purchase like a new car or home or if there are any significant changes in your income or expenses. Fortunately, most of the informatio

Your credit report can and most likely will be reviewed by anyone planning to give you a loan or credit, such as lenders, banks and credit unions, credit card issuers, auto financing companies and insurance companies.

We analyse data by looking at multiple factors across multiple facets of our world, related to but not limited to, the task at hand. Humans have the ability to call on every aspect of their current surroundings, any outlying influ

Do you know the biggest targets of identity theft? The answer may surprise you – while everyone should be aware of identity theft, children and the elderly are at an especially high risk of becoming victims.

Have you ever been a victim of identity theft? If so, you’re not alone — identity theft is an unfortunate reality that is increasingly common. While many victims are able to deal with it quickly, some are forced to spend a month

You’ll need to demonstrate that you’re able to pay your bills on time every month and make regular repayments to a credit line.Here are three ways you can begin to rebuild your financial credibility.

Though one size doesn't fit all when it comes to debt, there are two ways to manage your loans. Consider the implications of your financial situation before choosing a method – then stick with it.

Whether you’re a student, parent, new employee or retiree, check out these tips for how to set and achieve financial goals at any stage of life.

The key to spending is to stay within your means. Don’t spend more money than you have. As you plan to shop, make sure you keep your goals and your budget in mind. Sometimes, spending can also pay off in the long run.

Whether you’re passionate about the environment or about medical research, there are so many worthy causes that are in need of skilled people like you. Giving back can come in many forms. You can give a portion of your savings to

Considering credit over cash? Credit cards can be a convenient and flexible form of payment, but they have to be used responsibly in order to make the most of your money. Though credit cards allow you to purchase items instantly

Then make a plan to reach them. Ittakes a bit of practice to master your money, just like ittakes time to learn to ride a bike. But once you get thehang of it, you’ll be ready to tackle all sorts of moneytwists and turns.

What is Budgeting and Why is it Important? A budget is a financial plan that takes income and expenses into account and provides estimates for how much you make and spend over a given period of time.

Spending within your means may sound like a simple rule to follow, but many Americans spend more than they save, which can result in debt. The good news is that it’s completely avoidable, and it’s reversible over time.